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insurance and snowboard insurance- for experienced riders

Whether going for a season or a week, if you're on the mountain - you need to be insured (the alternative is the risk of a very big bill).

You also need to make sure that you’re covered for everything you need cover for – you should also make sure your policy covers any activities you might take on in the mountains, such as parapenting, tobogganing, bob-sleighing and off-piste skiing/snowboarding.

Ski InsuranceTwo excellent choices that we have picked out to make your life easier are Ski Insurance.co.uk and The Ski Club of Great Britain.

Both companies offer well-priced, value for money policies, with a wide choice of cover and options, depending on whether you are looking for just medical or equipment cover.

Seasonal Insurance
Anyone heading out without a job or wanting to top up your employer insurance should get seasonal insurance, which is available for periods up to 6 months away. For those with employer insurance, make sure you check the details of what is included as certain activities may be excluded such as the snowpark, heliskiing or off piste. Please note that if you are working, seasonal insurance policies do not include any injuries you may incur while you are working. Check out Ski Insurance for options.

Annual Multi-Trip Insurance
Experienced and regular riders should get an Annual Policy - one policy covers every trip you take, including summer holidays (there is a maximum number of days that any one trip can be). Again Annual Insurance has a price advantage, whilst Ski Club insurance covers off piste without a guide, plus numerous summer sports activities too.


Single Trip Insurance
For those booking a single trip: you can select how many days you require cover for, where and when. We've found that Ski-Insurance is a competitive, robust policy that offers a lot of choice and are very happy to recommend them.

NB - A 14 day money back guarantee applies to all of these policies (prior to travel)

Competitive prices - Choice of policy
£1000 of ski/snowboard equipment
Single article limit of £500
10 years of experience

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Ski Club

Ski Club Insurance provides cover for a wide range of wintersports activities as standard, including off-piste skiing and snowboarding without a guide, plus snowparks, recreational racing and toboganning. Executive policies also cover heliskiing and other activities, and Executive policy-holders pay no excess on any claims.

Annual Multi-Trip Insurance
Available at three different levels: Standard, Super and Executive. Standard policies include 10 days’ snowsports cover, Super policies up to 21 days & Executive policies give unlimited cover. The maximum duration for any one trip is 31 days (extended trips available upon request).

Single Trip Insurance
Again available at three different levels, you can choose how many days you need cover for.

Activities covered as standard: skiing, snowboarding, off-piste without a guide, snowparks, glacier skiing, ice skating, ski touring, recreational racing, telemarking, cross-country skiing, snow shoeing, blading and toboganning. Executive polices also cover heliskiing, bobsleighing, cat skiing, ice climbing (amateur using ropes) and snow mobiling.

For full details of cover limitations, and to arrange immediate cover, call 0845 601 9422 or visit skiclubinsurance.co.uk for 5% discount on all online premiums.

NB: Standard policies for Single and Multi-Trip insurance are available to non-members. You must become a member of the Ski Club to buy Super and Executive policies.

Ski Club of Great Britain Ltd, 57-63 Church Road, Wimbledon, London, SW19 5SB, is an Introducer Appointed Representative of Perkins Slade Ltd, 3 Broadway, Broad Street,
Birmingham, B15 1BQ which is authorised and regulated by the Financial Services Authority. Perkins Slade Ltd FSA register number is 302886. Ski Club Travel Insurance is underwritten by Mondial Assistance Europe N.V. and administered by Mondial Assistance (UK) Ltd.

Season Cover (5 mths duration)
Europe from £190.32/Worldwide from £330.44
Insure yourself for the whole season. Simply select the policy that's right for you, take the link and select the dates that you will be away from.

Annual Multi-Trip Wintersports Cover
Europe from £51.84/Worldwide from £90.90
Includes 17 days and option for 31 or 45 days skiing and snowboarding, covering off-piste.  Covers unlimited trips, options for 31,45 or 60 days duration each trip.  24 hour International Medical and Rescue Service.  Includes many hazardous activities.  Easy to arrange and easy to renew each year.

Standard Single Trip Wintersports Cover
From £20.36 for 6-10 days
Covers Rescue, Medical and Hospital Treatment and Repatriation Expenses, also covers ski equipment to £1000.

Super Single Trip Wintersports Cover
From £23.11 for 6-10 days
Standard cover for a skiing holiday, medical emergencies, loss/ breakage of your own and hired ski equipment and public liability. Also covers cancellation and curtailment.

SuperPlus Single Trip Wintersports Cover
From £26.97 for 6-10 days
For the more experienced skier, enhanced cover for injuries on the slopes, personal liability, loss of equipment and weather (avalanche delays). Also covers personal possessions and valuables.

*Ski-insurance.co.uk is part of Jade Stanley Limited and is authorised and regulated by the Financial Services Authority (FSA). Our policies are underwritten by AXA Insurance UK PLC who are authorised and regulated by the Financial Services Authority (Registered Office) 107 Cheapside, London EC2V 6DU. Registration no 78950 and AUL Limited on behalf of UK Underwriting Limited and underwritten by Primary Insurance Company Limited, Indemnity Insurance Limited and Norwich Union Insurance Company. All of which are regulated and authorized by the Financial Services Authority.